It is astounding and at the same time amusing how the stingiest of the lot will brand you a pinchpenny. They are very generous in giving unsolicited advice on how and why and when and where to spend your money. It doesn't matter what amount of ready money you possess. All that matters is you spend it the way they think fit. Why not! It is your money after all. You have worked hard to earn it. So they have direct right over it! Most families are fairly economical. They don't necessarily go to bed on an half empty stomach. It is likely they have a well structured scheme at hand. Probably they will spend money only where it is essential, save up every spare penny and invest in endurable commodities. That way they lead a fairly comfortable, even lavish, life. On the contrary, we have pinchpenny households that religiously spend all their money buying takeouts, pricey foreign food ingredients, purchasing a high end kitchen appliance only to never use it, unp